2.5%, 3%, 4% or 5% DOWN PAYMENT ASSISTANCE*

Made possible by:
Industrial Development Authorities of the County of Pima and City of Tucson

All loans (FHA, VA, USDA or Conventional) in this program are Assisted Rate Loans. The borrower receives a 30-year, fixed rate, fully amortizing first mortgage loan with 360 level monthly payments as well as an assistance payment to apply toward the required down payment, closing costs or prepaid items. This is a forgiveable second loan, amortized over a three year period. Current mortgage rates are available online. Income limits apply, and homebuyer education is required.

Borrowers may select

a Government (FHA, VA or USDA) loan with 2.5%, 3%, 4% or 5% of the note amount as Down Payment Assistance.
a Conventional loan with 3%, 4% or 5% of the note amount as Down Payment Assistance. 

* Some Restrictions May Apply | This is not a Bond Program


To qualify for the Pima Tucson Homebuyer's Solution Program you must:

Have qualifying credit:
  • This program has FICO score restrictions. Ask a qualified lender if you qualify.
  • Meet income limit:
    • FHA, VA, USDA - $83,020
    • Conventional - $88,950
Meet property requirements:
  • New or existing residential, one-four units, detached or attached, condominiums or townhomes.
  • Conventional loan products may have additional or different property requirements.
  • Successfully complete homebuyer education.


  • Pima Tucson Homebuyer's Solution Program offers: 2.5%, 3%, 4%, or 5% Down Payment Assistance*
  • 30-year fixed rate mortgage loans - FHA, VA, USDA-Rural Development and Conventional Loans
  • Affordable Subsidy up to 2% for qualified borrowers. See Subsidy for additional requirements.
  • Can be combined with HOME funds* or Mortgage Credit Certificates.

*Some Restrictions May Apply

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